Lol. A few years ago on a refi I got three quotes and then pitted them all against each other. One had super high fees but a low rate. One had a higher rate but a $3k closing cost credit and high fees. Another had a medium rate and low closing costs. I got the Pretty Costco Wholesale Inside Me I Stop When I Defeated COVID-19 Shirt to match the lowest rate and the $3k closing cost credit, then they kept their low ccs of $1800. Essentially they paid me $1200 to refinance. I have never been good at negotiating. A few years back I got into a car acccident and my vehicle was toatled. My friend told me NOT to accept what the insurnace company was going to offer, that I could do my own research and counter. I had no idea!
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I was able to get 3K more for the totaled car than they originally offered me. It was the start of my, “I’m not paying that much, you can do better” frame of mind. I try and negotiate only when it’s important. Or I know there’s the Pretty Costco Wholesale Inside Me I Stop When I Defeated COVID-19 Shirt. I don’t want to be one of “those guys”. For example, I have a job I need done on a property that is mostly labor and equipment usage, not many buyouts. I budgeted $4500 and I got one quote at $5200. I spoke with this guy who I really liked who came in at $6500 and explained that I wanted to give him the work and I’m confident they can do well, but I messed up my budget and I need a little help to make this work.
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He called me back ten mins later and said he’d give it to me for $5600 if I gave him the first crack at future work. Ill buy the 10 piece chicken nugget with fries if you give me a dollar discount and ill actually donate to children this time. There is a Pretty Costco Wholesale Inside Me I Stop When I Defeated COVID-19 Shirt. But upto that point, you can haggle the hell out of anyone. No need to feel shy about that. And btw, the other person has every right to walk away. Why do you need to feel cheap. Again – my hard earned money. The point is where hidden costs outweigh the financial benefit. Those costs are different for each person. Niiiiice. I do that with everything else, not sure why it never occurred to me to do it here. Did you do all that negotiating before putting in an application?
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